Our Available Accounts to Open Online
Smart Choice
- $100.00 opening deposit
- $1,000.00 average daily balance required to earn interest
- $5.00 monthly fee
- Free MasterCard Debit Card
- eStatements
- Free Online Banking with Bill Pay
- Free Mobile Banking
- Overdraft Privilege, upon approval
- Cellular Telephone Protection
- $10,000 Accidental Death & Dismemberment Insurance
- ID Protect
- Credit Score Simulator
Golden Choice
- Age 55 or older
- $100.00 opening deposit
- $1,000.00 average daily balance required to earn interest
- $4.00 monthly fee
- Free MasterCard Debit Card
- eStatements
- Free Online Banking with Bill Pay
- Free Mobile Banking
- Overdraft Privilege, upon approval
- Cellular Telephone Protection
- $10,000 Accidental Death & Dismemberment Insurance
- ID Protect
- Credit Score Simulator

Free Choice
- $100.00 opening deposit
- No monthly fees
- Unlimited check writing
- Free MasterCard Debit Card
- eStatements
- Free Online Banking with Bill Pay
- Free Mobile Banking
- Overdraft Privilege, upon approval
Basic Choice
- $100.00 opening deposit
- $1,000.00 average daily balance required to earn interest
- $8.00 monthly service fee if balance falls below the average daily balance of $1,000.00
- Free MasterCard Debit Card
- eStatements
- Free Online Banking with Bill Pay
- Free Mobile Banking
- Overdraft Privilege, upon approval
Statement
- $100.00 opening deposit
- $100.00 minimum daily balance to accrue interest quarterly
- $3.00 quarterly charge if balance falls below $100.00
- eStatements
- Free Online Banking
- Free Mobile Banking
Money Market
- $1000.00 opening deposit
- $1,000.00 average daily balance required to earn interest
- No service fees
- eStatements
- Free Online Banking
- Free Mobile Banking